Take-home pay in Maryland by salary
Bi-weekly net pay at 2026 rates, using the standard deduction and no pre-tax deductions:
| Salary | Net / yr (single) | Net / paycheck (single) | Net / paycheck (married) | Effective rate |
|---|---|---|---|---|
| $40,000 | $32,784 | $1,260.91 | $1,343.64 | 18.0% |
| $50,000 | $40,344 | $1,551.68 | $1,642.11 | 19.3% |
| $60,000 | $47,904 | $1,842.45 | $1,938.26 | 20.2% |
| $75,000 | $58,394 | $2,245.91 | $2,374.41 | 22.1% |
| $100,000 | $74,794 | $2,876.68 | $3,101.34 | 25.2% |
| $125,000 | $91,004 | $3,500.13 | $3,828.26 | 27.2% |
| $150,000 | $106,749 | $4,105.73 | $4,489.80 | 28.8% |
| $200,000 | $139,101 | $5,350.05 | $5,773.91 | 30.4% |
Highlighted row matches the calculator above. All figures 2026, 26 paychecks a year.
How Maryland paycheck taxes work
Maryland uses its own income tax brackets. Every Maryland employee still pays federal income tax on income above the $16,100 standard deduction (single), 6.2% Social Security up to $184,500, and 1.45% Medicare on all wages.
This figure is Maryland state tax only. Every Maryland county also levies its own income tax on the same taxable income, collected on the same return — 2.25% to 3.30% depending on where you live. On the $75,000 salary shown above that is a further $1,540–$2,259 a year, or about $2,190 in Baltimore City and Baltimore County. This site does not model local income taxes anywhere, so add your own county's rate to the figure below. Current rates by county.
Maryland 2026 tax brackets (single)
| Rate | Taxable income |
|---|---|
| 2.00% | up to $1,000 |
| 3.00% | $1,000 – $2,000 |
| 4.00% | $2,000 – $3,000 |
| 4.75% | $3,000 – $100,000 |
| 5.00% | $100,000 – $125,000 |
| 5.25% | $125,000 – $150,000 |
| 5.50% | $150,000 – $250,000 |
| 5.75% | $250,000 – $500,000 |
| 6.25% | $500,000 – $1,000,000 |
| 6.50% | over $1,000,000 |
Maryland applies these brackets after its own standard deduction of $3,350 for single filers ($6,700 married filing jointly), which is separate from the federal one.
Frequently asked questions
Does Maryland have state income tax?
Yes. Maryland uses its own income tax brackets. Federal income tax, Social Security (6.2%) and Medicare (1.45%) apply on top of it.
What is the take-home pay on a $75,000 salary in Maryland?
About $58,394 per year for a single filer in 2026 — roughly $2,246 per bi-weekly paycheck — after $7,670 federal tax, $5,738 FICA and $3,199 Maryland tax. That is an effective tax rate of 22.1%.
Are local or city taxes included for Maryland?
No. This estimate covers federal, FICA and state income tax only. Some cities and counties levy their own income taxes, and those are not modelled here.
Other states with their own tax brackets
Compare with other states
Or run any salary, filing status and pay frequency through the general paycheck calculator.
Wondering why Maryland's rate isn't simply multiplied by your salary? How state income tax actually works explains the five structures states use, and what the difference is worth.