Tennessee take-home pay calculator (2026)

Tennessee has no state income tax on wages — your paycheck loses only federal income tax, Social Security and Medicare.

Last updated August 26, 2026 · Verified against IRS Rev. Proc. 2025-32; SSA 2026 wage base announcement and the Tennessee revenue department · Calculations run in your browser Last updated Aug 26, 2026 · IRS, SSA & state sources

TennesseeNo state income tax
Take-home pay per paycheck
$2,368.94
$61,593 per year · effective tax rate 17.9% · federal marginal 22%
Breakdown of per-paycheck pay and deductions
Gross pay$2,884.62
Federal income tax−$295.00
Social Security (6.2%)−$178.85
Medicare (1.45%)−$41.83
Tennessee income tax (none)−$0.00
Net pay$2,368.94
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Estimate for tax year 2026. Uses the standard deduction; local/city taxes, credits and benefits are not included. Not tax advice.

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Take-home pay in Tennessee by salary

Bi-weekly net pay at 2026 rates, using the standard deduction and no pre-tax deductions:

Salary Net / yr (single) Net / paycheck (single) Net / paycheck (married) Effective rate
$40,000 $34,320 $1,320.00 $1,390.77 14.2%
$50,000 $42,355 $1,629.04 $1,707.50 15.3%
$60,000 $50,390 $1,938.08 $2,021.92 16.0%
$75,000 $61,593 $2,368.94 $2,485.48 17.9%
$100,000 $79,180 $3,045.38 $3,258.08 20.8%
$125,000 $96,704 $3,719.37 $4,030.67 22.6%
$150,000 $113,791 $4,376.58 $4,737.88 24.1%
$200,000 $148,927 $5,727.96 $6,127.73 25.5%

Highlighted row matches the calculator above. All figures 2026, 26 paychecks a year.

How Tennessee paycheck taxes work

Tennessee is one of 9 states with no income tax on wages. Every Tennessee employee still pays federal income tax on income above the $16,100 standard deduction (single), 6.2% Social Security up to $184,500, and 1.45% Medicare on all wages.

Frequently asked questions

Does Tennessee have state income tax?

No. Tennessee has no state income tax on wages. Federal income tax, Social Security (6.2%) and Medicare (1.45%) still apply.

What is the take-home pay on a $75,000 salary in Tennessee?

About $61,593 per year for a single filer in 2026 — roughly $2,369 per bi-weekly paycheck — after $7,670 federal tax, $5,738 FICA. That is an effective tax rate of 17.9%.

Are local or city taxes included for Tennessee?

No. This estimate covers federal, FICA and state income tax only. Some cities and counties levy their own income taxes, and those are not modelled here.

Compare with other states

Or run any salary, filing status and pay frequency through the general paycheck calculator.