Take-home pay in Iowa by salary
Bi-weekly net pay at 2026 rates, using the standard deduction and no pre-tax deductions:
| Salary | Net / yr (single) | Net / paycheck (single) | Net / paycheck (married) | Effective rate |
|---|---|---|---|---|
| $40,000 | $33,294 | $1,280.54 | $1,370.31 | 16.8% |
| $50,000 | $40,949 | $1,574.96 | $1,672.42 | 18.1% |
| $60,000 | $48,604 | $1,869.38 | $1,972.23 | 19.0% |
| $75,000 | $59,237 | $2,278.33 | $2,413.87 | 21.0% |
| $100,000 | $75,874 | $2,918.23 | $3,149.92 | 24.1% |
| $125,000 | $92,448 | $3,555.67 | $3,885.98 | 26.0% |
| $150,000 | $108,585 | $4,176.35 | $4,556.65 | 27.6% |
| $200,000 | $141,821 | $5,454.65 | $5,873.42 | 29.1% |
Highlighted row matches the calculator above. All figures 2026, 26 paychecks a year.
How Iowa paycheck taxes work
Iowa taxes wages at a flat 3.80% on income above a $13,000 state standard deduction. Every Iowa employee still pays federal income tax on income above the $16,100 standard deduction (single), 6.2% Social Security up to $184,500, and 1.45% Medicare on all wages. Flat 3.8% on all taxable income in 2026 (Senate File 2442). Standard deduction amounts are those in Iowa's 2026 withholding formula, which the Department notes differ from the federal standard deduction.
Frequently asked questions
Does Iowa have state income tax?
Yes. Iowa taxes wages at a flat 3.80% on income above a $13,000 state standard deduction. Federal income tax, Social Security (6.2%) and Medicare (1.45%) apply on top of it.
What is the take-home pay on a $75,000 salary in Iowa?
About $59,237 per year for a single filer in 2026 — roughly $2,278 per bi-weekly paycheck — after $7,670 federal tax, $5,738 FICA and $2,356 Iowa tax. That is an effective tax rate of 21.0%.
Are local or city taxes included for Iowa?
No. This estimate covers federal, FICA and state income tax only. Some cities and counties levy their own income taxes, and those are not modelled here.
Compare with other states
Or run any salary, filing status and pay frequency through the general paycheck calculator.