Indiana take-home pay calculator (2026)

Indiana taxes wages at a flat 2.95% after a $1,000 personal exemption, on top of federal income tax, Social Security and Medicare.

Last updated August 26, 2026 · Verified against IRS Rev. Proc. 2025-32; SSA 2026 wage base announcement and the Indiana revenue department · Calculations run in your browser Last updated Aug 26, 2026 · IRS, SSA & state sources

IndianaFlat 2.95%
Take-home pay per paycheck
$2,284.98
$59,410 per year · effective tax rate 20.8% · federal marginal 22%
Breakdown of per-paycheck pay and deductions
Gross pay$2,884.62
Federal income tax−$295.00
Social Security (6.2%)−$178.85
Medicare (1.45%)−$41.83
Indiana income tax−$83.96
Net pay$2,284.98
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Flat 2.95% for 2026, falling to 2.90% in 2027. Indiana allows a $1,000 personal exemption per exemption claimed (Departmental Notice #1, effective 1 Jan 2026); dependent exemptions of $1,500 are not modelled. Counties levy an additional local income tax that is not modelled.

Estimate for tax year 2026. Uses the standard deduction; local/city taxes, credits and benefits are not included. Not tax advice.

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Take-home pay in Indiana by salary

Bi-weekly net pay at 2026 rates, using the standard deduction and no pre-tax deductions:

Salary Net / yr (single) Net / paycheck (single) Net / paycheck (married) Effective rate
$40,000 $33,170 $1,275.75 $1,347.65 17.1%
$50,000 $40,910 $1,573.44 $1,653.04 18.2%
$60,000 $48,650 $1,871.13 $1,956.12 18.9%
$75,000 $59,410 $2,284.98 $2,402.65 20.8%
$100,000 $76,260 $2,933.06 $3,146.88 23.7%
$125,000 $93,046 $3,578.67 $3,891.12 25.6%
$150,000 $109,396 $4,207.52 $4,569.96 27.1%
$200,000 $143,057 $5,502.17 $5,903.08 28.5%

Highlighted row matches the calculator above. All figures 2026, 26 paychecks a year.

How Indiana paycheck taxes work

Indiana taxes wages at a flat 2.95% after a $1,000 personal exemption. Every Indiana employee still pays federal income tax on income above the $16,100 standard deduction (single), 6.2% Social Security up to $184,500, and 1.45% Medicare on all wages. Flat 2.95% for 2026, falling to 2.90% in 2027. Indiana allows a $1,000 personal exemption per exemption claimed (Departmental Notice #1, effective 1 Jan 2026); dependent exemptions of $1,500 are not modelled. Counties levy an additional local income tax that is not modelled.

Frequently asked questions

Does Indiana have state income tax?

Yes. Indiana taxes wages at a flat 2.95% after a $1,000 personal exemption. Federal income tax, Social Security (6.2%) and Medicare (1.45%) apply on top of it.

What is the take-home pay on a $75,000 salary in Indiana?

About $59,410 per year for a single filer in 2026 — roughly $2,285 per bi-weekly paycheck — after $7,670 federal tax, $5,738 FICA and $2,183 Indiana tax. That is an effective tax rate of 20.8%.

Are local or city taxes included for Indiana?

No. This estimate covers federal, FICA and state income tax only. Some cities and counties levy their own income taxes, and those are not modelled here.

Compare with other states

Or run any salary, filing status and pay frequency through the general paycheck calculator.