Take-home pay in Illinois by salary
Bi-weekly net pay at 2026 rates, using the standard deduction and no pre-tax deductions:
| Salary | Net / yr (single) | Net / paycheck (single) | Net / paycheck (married) | Effective rate |
|---|---|---|---|---|
| $40,000 | $32,485 | $1,249.41 | $1,325.75 | 18.8% |
| $50,000 | $40,025 | $1,539.41 | $1,623.45 | 20.0% |
| $60,000 | $47,565 | $1,829.41 | $1,918.83 | 20.7% |
| $75,000 | $58,025 | $2,231.72 | $2,353.83 | 22.6% |
| $100,000 | $74,375 | $2,860.57 | $3,078.83 | 25.6% |
| $125,000 | $90,661 | $3,486.95 | $3,803.83 | 27.5% |
| $150,000 | $106,511 | $4,096.57 | $4,463.45 | 29.0% |
| $200,000 | $139,172 | $5,352.76 | $5,758.10 | 30.4% |
Highlighted row matches the calculator above. All figures 2026, 26 paychecks a year.
How Illinois paycheck taxes work
Illinois taxes wages at a flat 4.95% after a $2,925 personal exemption. Every Illinois employee still pays federal income tax on income above the $16,100 standard deduction (single), 6.2% Social Security up to $184,500, and 1.45% Medicare on all wages. Flat 4.95% for 2026. Illinois has no standard deduction but allows a $2,925 personal exemption per person (Booklet IL-700-T, effective 1 Jan 2026); married filing jointly is modelled as two. Dependent exemptions are not modelled.
Frequently asked questions
Does Illinois have state income tax?
Yes. Illinois taxes wages at a flat 4.95% after a $2,925 personal exemption. Federal income tax, Social Security (6.2%) and Medicare (1.45%) apply on top of it.
What is the take-home pay on a $75,000 salary in Illinois?
About $58,025 per year for a single filer in 2026 — roughly $2,232 per bi-weekly paycheck — after $7,670 federal tax, $5,738 FICA and $3,568 Illinois tax. That is an effective tax rate of 22.6%.
Are local or city taxes included for Illinois?
No. This estimate covers federal, FICA and state income tax only. Some cities and counties levy their own income taxes, and those are not modelled here.
Compare with other states
Or run any salary, filing status and pay frequency through the general paycheck calculator.